Criminals are increasingly finding new ways to commit fraud that are harder to detect.
The National Commission for the Protection and Defense of Users of Financial Services (Condusef) reported that, from January to November 2021, 181 financial institutions (from the 160 reported in October) have been affected by the impersonation of their trade name and even some of your fiscal or administrative data.
During the penultimate month of the year, some of the institutions that suffered identity theft were ABC Capital SA Institución de Banca Múltiple, Oportunidades Financieras para tu Negocios, SA de CV, SOFOM, ENR; Mr. Presta, SA de CV, SOFOM, ENR; Confiamigo, SAPI de CV, SOFOM, ENR, Berkley International Seguros México, SA DE CV, among others.
In the case of Berkley International Seguros México, SA de CV, the impersonators claim to be Berkley, usurping the use of the word “Berkley” from the true business name and registered in the Financial Service Providers Registration System (Sipres).
The modus operandi used is to offer alleged personal loans and collective debtor insurance, which, due to the sector to which this insurer belongs, cannot offer personal loans. Regarding the collective insurance of debtors, the insurer itself has stated that it is not authorized by the National Insurance and Surety Commission to operate this type of product.
In previous months, other supplanted institutions were Acciona Financiación de México, SA de CV, SOFOM, ENR; BCP Capital, SAPI de CV, SOFOM, ENR, Financiera Futura Mexicana, SAPI de CV, SOFOM, ENR; Pro Confianza, SA de CV, SOFOM, ENR, and more.
They ask you to be alert
In order that people interested in obtaining a loan are alert, the agency detailed the way in which the impersonators operate.
Those affected declared that a person contacted them by phone or through social networks offering them immediate credits, with few requirements and with small monthly payments to make them attractive.
Fraudsters use information such as company name, addresses, telephone numbers and corporate image (logos) of duly authorized and registered financial entities, to impersonate them.
They ask their victims to send their personal information via WhatsApp, putting their personal data at risk.
They ask for advances of money in cash or by deposit to a bank account with the supposed purpose of managing it, advancing monthly payments, paying opening expenses or as a guarantee, generally for the equivalent of 10% of the total amount of the requested credit, which can be from 1,000 to 200,000 pesos.
However, when the victims make the deposits to the indicated account, they do not receive the credit and it is impossible to locate the promoters. It is when they discover that they have been deceived.
Reference-www.eleconomista.com.mx