The development Bank it does not take off and the proof of this is that the credit it grants is plummeting despite the signs of economic recovery in the country. According to the most recent figures from the National Banking and Securities Commission (CNBV)As of last June, the six development banks registered a joint financing portfolio of 1 trillion 35,988 million pesos, that is, a real annual fall of 13% and 2.3% compared to the end of the first quarter of the year.
In September, the CNBV presented the report of the development Bank, made up of six entities, at the end of the first half of the year, where it detailed that the portfolio to financial entities, as well as the financing to companies had the most significant falls within commercial credit.
“The sector of Development Bank It is made up of six institutions: National Bank of Public Works and Services, SNC (Banobras); Nacional Financiera, SNC (Nafin); National Bank of Foreign Trade, SNC (Bancomext); Sociedad Hipotecaria Federal, SNC (SHF); National Bank of the Army, Air Force and Navy, SNC (Banjército); and Wellbeing Bank, SNC Bansefi) ”, Detailed the CNBV.
According to the regulatory body, the commercial portfolio of the development Bank As of June, it presented a balance of 983,931 million pesos, that is, a real annual decrease of 13.4% and a quarterly decrease of 2.4 percent. Within this item, the portfolio to financial entities registered a balance of 249,625 million pesos, that is, , a fall of 27.8% compared to the same period of 2020 and 3.7% compared to the end of the first quarter of the year.Also, within the commercial portfolio, credit to companies registered a balance of 403,774 million pesos, that is, a fall of 13.3% compared to the same period of the previous year and of 2.5% quarterly.
The consumer portfolio As of last June, the sector registered a balance of 40,928 million pesos, that is, a real annual decrease of 5.1%, while the housing portfolio was 10,649 million pesos, that is, 9.3% less compared to the same period last year .
In addition, the portfolio of the development Bank As a financial agent of the federal government, it registered a balance of 480 million pesos as of last June, that is, a decrease of 21.9% compared to the same period in 2020.
By institution, all development banks registered decreases in their loan portfolio as of last June compared to the same period last year, being Nafin the agency with the steepest drop in its loan portfolio, with 31.5% annually, followed by Federal Mortgage Society, with a decrease of 19.8%, the Wellbeing Bank of 19.6%, Bancomext of 16.9%, Banjército of 5.8% and Banobras of 1.1 percent.
Regarding the delinquency index of the sector, this was located last June at 1.49%, that is to say, just a slight increase from a year ago. The housing portfolio continued with the highest delinquency rate, 9.43% of all the items in this sector and the Wellbeing Bank it was the agency with the highest delinquency indicator, which was 19.93 percent.