Please reflect on the evolution of the bank in the near future, the different areas, dependencies and opportunities that are present.
For one thing, a conviction is observed between the public and private sectors for the attention of the minority red (physical persons) which sums up the participation of the State in the rate of proving banking services, which he attended with great advances to all banks which composes the financial system of the country and which provides more opportunities for the people to have the best solutions and more alternatives to manage their resources, to obtain more competitive credit conditions and more sophisticated financial products.
The way in which the banking institutions of the country have increased the results of accessing their services to the people have been since the digital solutions and not necessarily with the aperture of more successful.
The use of mobile applications has been duplicated in the last 30 years with over 30 million users, since today, the best means of contact between customers and banks for the most recent operations such as balances, transfers, transfers Payment services or credit cards, including some more sophisticated ones to make investments.
The digital age is evolving in all aspects of the economic and social life of individuals and banking solutions as one of the most important participants in this change. Currently, there are alternatives that are complementary, on the one hand, to digital solutions such as its most universal and intermediate and traditional remedies, which ayunan have the necessary contact points to resolve what can be done at a distance.
These exchanges have given way to new participants, such as their fintech, new digital banks that will simplify the solutions and the traditional concept of banking services, but also the new economic concepts, as well as the use of cryptocurrencies. que, en un futuro cercano, estarán alcanzando a la sociedad.
In this opportunity, we have made the decisions to make some negotiations and in this adaptation, some banks have opted to force their digital participation, while others are transforming their physical presence, reducing the amount of money they make to make it happen. of commercial equipment. Some reimbursement companies for attending to local needs that do not have a presence and other cost-effective investments in those sectors in which they start to reduce commercial opportunities.
Finally, what prevails is the capacity and the compromise that each financial institution provides for the benefit of society, the shareholders and, above all, the benefit of all its customers.
* The author is VP I&C Sales of BBVA Asset Management.
Reference-www.eleconomista.com.mx