Monterrey, NL. For the sector Pawnshops It has been difficult to shield itself from the effects of the pandemic, since there was a decrease in pawn operations between 2020 and 2021. However, in the last quarter there was an increase of 11% in operations, and it is expected that it will continue that trend for the following year, Joel Rodríguez, general director of the Mexican Association of Security Services Companies (Amespre).
“During 2020 and 2021 it was impossible to abstract from the effects of the pandemic, we suffered a marked decrease in pawn operations and only during the last three months of 2021, we are registering a marginal increase, we are talking about an increase of 11% in pawn operations, compared to 2020, “he stressed.
In Mexico the Amespre It has 3,500 registered pledge loan companies and 222 branches in the state of Nuevo León.
On the other hand, the states with the highest number of operations are: Mexico state, New Lion, Mexico City and they dispute the fourth place Jalisco and Veracruz, he delved.
The main items that are engaged have not changed: screens, cell phones, computers, tablets, tools and musical instruments, “that is what 76% of the portfolio of a pawn branch has, another small percentage is jewelry with gold content, and in some vehicle cases and motorcycles“, I note.
During the pandemic, they continued to receive the same families of products that are used for pledge loans, and he stressed that the terms and general conditions have remained within the same parameters for some years.
An average pawn shop operation that is part of AmespreIt is for 1,000 pesos, with an average term of four weeks, in this range 8 out of 10 operations that are carried out enter.
He stressed that an important factor to take into account is that if a person needs to pawn an item, it is important to go to a solid institution that complies with the Federal Consumer Protection Law (Profeco).
In the entity Amespre has contact with the Office of the Attorney General of the state of Nuevo León and with some municipalities.
It is worth mentioning that on the Profeco You will be able to find the pawn shops that are registered.
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Reference-www.eleconomista.com.mx