The firm of mortgages for the purchase of housing reached 42,547 operations in September, 57.7% more than in the same month of 2020 andHighest since March 2011, according to the National Institute of Statistics (INE).
According to these data, the statistic chains seven months of consecutive year-on-year promotions, although the advance of September is more than nine points from the highest historical rise registered in August.
INE data indicate that the average amount of this type of loan was 143,831 euros, which is the highest figure since February 2020, while the borrowed capital rose to 6,119.5 million euros.
Regarding interest rates, two out of every three home mortgages (65.7%) were signed at a fixed interest rate, a percentage that has been above 60% for five months in a row. 34.3% were at a variable rate.
Related news
The average rate of loans for the purchase of a house was 2.47%; in those signed at a fixed rate, 2.65%, and in those with variable interest, 2.19%, 2.96 points above the average Euribor for that month, which was negative at 0.492%.
The Autonomous Communities with the highest number of mortgages constituted on homes in September were Andalucía (8,749), Comunidad de Madrid (7,930) and Catalunya (7,073).
Reference-www.elperiodico.com