According to figures from the National Institute of Statistics and Geography (inegi), in Mexico 36% of small and medium enterprises (SMEs) is led by women. However, only 13% of these have access to bank financing.
To address this issue, and in line with the commitment to promote gender and inclusion financial products and services, HSBC México presented his programwomen to the world”, The first comprehensive offering in the country focused on meeting the needs of women entrepreneurs and business leaders.
And it is that in addition to financial products and services under preferential conditions, this program also includes other pillars such as training and support for businesswomen.
At HSBC Mexico, we want to support women entrepreneurs, from the owner of a small or medium business and the independent professional, to the majority shareholder of a corporation. We have identified their most urgent needs in the country and designed a proposal that is focused on meeting them, in line with our commitment to the Ministry of Finance and the Association of Banks of Mexico, to provide financial products and services with a gender perspective and promote financial inclusion. “Said Jorge Arce, President and CEO of HSBC Mexico.
“Mujeres al mundo” is an application created in HSBC Argentina in 2019which crossed borders and expanded to Uruguay and now to Mexico.
four pillars
According to Dalila Gutiérrez, Director of Business and Investment Banking and Insurance at HSBC Méxicothe program is based on four pillars: financial services, training, contact networks and connectivity.
The comprehensive range consists of different products and services, depending on the needs of the broad spectrum of activities of women who have their own business or company in the country.
Thus, in terms of financial products and services, there are credits with a preferential rate of 100 basis points or commission discount on financing, depending on the size of the company; surcharge on investments, depending on the amount to be invested; and improvements in the existing conditions to facilitate the acceptance of payment with Point of Sale terminals.
Also individual life insurance for the key woman in the company, training, contact networks and connectivity.
“With ‘Mujeres al mundo’, we are looking for more businesswomen in Mexico to have access to better financing conditions, but also more contact networks and digital tools to grow their business, with new means of payment and ways to make their sales,” he said. Dalila Gutierrez pointed this out. .
He said that today 32% of the bank’s customer base are women, and what is required for this year is double-digit growth, so that from 100% of the amount to be placed in 2022, more than 35% will come. from credit to women.
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Reference-www.eleconomista.com.mx