louis contreras He is a taxi driver in the city of Buenos Airesa fan of a meteorologist, Michael Flowersstar of Argentine television, so much so that he trusts blindly and is involved in an accident, which gives him one of the interesting learnings, knowing your insurance policy and reading the fine print, to know what the risks covered by the sure.
The intention is not to spoil the movie Hail which is in the netflix platformHowever, the writers Nicholas Giacobone Y Ferdinand Balmayor They leave a message between the lines about the need for coverage of risks in cars, houses and people, in addition to observing how climate change can play a trick on you and affect your assets.
Types of coverage
Companies that offer car insurance have different types of coverage or levels of protection granted by the policy to the insured. BBVA suggests that before hiring any, you should analyze and choose the one that best suits your needs:
Comprehensive coverage. It is the best and most complete protection. This type of policy includes protection against material damage, civil liability for damage to third parties, total theft, legal defense and legal assistance, medical expenses for car passengers and roadside assistance. There are some coverages that offer extras such as the extension of civil liability when driving another car and theft of parts or even against vandalism. With this coverage your car is also protected in the event of a natural disaster.
Limited coverage. With this coverage, the damages that your car may have suffered in some accidents defined by the policy are excluded, it covers total theft under certain terms. Includes civil liability, legal assistance and, sometimes, medical expenses to occupants.
Civil liability. This is the basic coverage. It is acquired only thinking of covering damages to third parties after an accident, that is, this coverage does not help with material damage or theft of your vehicle.
Even the traffic regulations, for example, in 17 states of Mexico it is mandatory for motorists to have civil liability coverage.
recommendations
BBVA recommends that before contracting your policy you review in detail:
- The description of which claims are covered.
- That there are automatic renewals of the policy.
- Ask to know the coverage exclusions.
- Pay attention to the conditions and exclusions of the policy.
- Find the auto insurance that best suits your needs, there are already companies that allow you to customize your protection.
Direction: Mark Carnevale
Co-written by Nicolás Giacobone
Cast:
- William Francella
- Menahem Breastplate
- Romina Fernandes
Origin: Argentina
Duration: 1:57 minutes
Launching: March 31, 2022